Radius Global Solutions On Your Credit Report?

Radius Global Solutions is a business process outsourcing company that provides a range of services to companies in several industries. One of the services Radius Global Solutions offers is debt collection. If you’re like other people who have dealt with this company, you are likely tired of their repeated phone calls.

If you have an alleged debt on your credit score, and Radius Global Solutions won’t stop calling you about it, there are steps to take. Read this guide to learn what to do when you are dealing with Radius Global Solutions’ debt collectors.

Is Radius Global Solutions a Legitimate Company?

If there is any good news about being contacted by Radius Global Solutions, it’s that they are a legitimate company. Radius Global Solutions is not a scam or a fraudulent business. The company was founded over 20 years ago, and is centered in Edina, Minnesota. You can find Radius Global Solutions’ contact information below:

• Website: https://www.radiusgs.com/ 
• Address: 7831 Glenroy Suite 250, Edina, MN, 55439

However, just because Radius Global Solutions is a legitimate company, it does not mean their records are always accurate. Radius Global Solutions can, and often does, send out false debt collection requests.

As far as debt collection agencies go, Radius Global Solutions is neither the worst nor the best. Radius Global Solutions actually has an A+ rating from the Better Business Bureau. The BBB also gives Radius Global Solution a 100% customer response rate, indicating that the company does tend to respond to complaints. However, they have received over 400 complaints in the last three years. Most of these complaints seem to be related to false or inaccurate debt collection efforts.

Radius Global Solutions provides a wide range of services, and advertises those services for any industry. Some of the industries they list on their website include: Retail & Consumer Goods, Transportation, Healthcare, Financial Services, Government & Education, Utilities & Communication, and Entertainment & Hospitality.

Radius Global Solutions will usually contact people by phone, email, or letter. According to online reviews, common complaints about the company’s debt collectors are that they pursue debts that are already paid off. Or, they are the wrong individuals for owed debts.

‍Why is Radius Global Solutions Calling Me?

If you received a phone call, or multiple phone calls, from Radius Global Solutions, there could be several reasons for it. In most cases, it means they are trying to collect an outstanding debt on behalf of a client of theirs. However, in many cases, these debt-collection efforts are based on mistakes or errors in the company’s records. Some potential mistakes that could lead to inaccurate collection efforts include:

• Attempting to collect debts that are already paid.
• Collecting debts from the wrong person
• Falsely or inaccurately reported debts
• Debts incurred through identity theft

In some cases, you may be contacted for a legitimate debt that you have already paid off. Another common problem is files being mixed up for individuals with similar names. This can lead to debt collection agencies like Radius Global Solutions calling the wrong person about a legitimate debt.

If you are contacted by Radius Global Solutions about a debt you do not owe, seek help from a credit repair agency. Refrain from contacting Radius Global Solutions yourself, as this could further damage your credit report. A Credit Repair specialist can guide you through each step of the process.

Who Does Radius Global Solutions Collect For?

Our research was unable to identify specific clients that Radius Global Solutions collects for. Many debt collection agencies prefer to keep these records private. However, we do know that many of Radius Global Solutions’ clients are banks, credit card companies, utility companies, and healthcare providers.

Can Radius Global Solutions Damage My Credit Score?

Having an outstanding debt listed on your credit report can damage your credit score. This is why it is so important to work with a credit repair agency if Radius Global Solutions mistakenly contacts you about debt collection. If you successfully contest a claim from Radius Global Solutions, it will be removed from your credit report.

It is also advised that you contact a credit repair company before resolving a legitimate debt collection demand. This can help you reach a more fair settlement and also could potentially get it removed from your credit report sooner.

‍What Happens if I Pay My Debt With Radius Global Solutions?

Paying your debt with Radius Global Solutions does not remove it from your credit report. When you pay off a debt collector, the debt’s status changes from “unpaid” to “paid” on your credit report. When this happens, your debt collection remains on your credit report for up to seven years. So even though you paid your debt, it continues to affect your credit score for a long time. Reaching an alternative settlement can avoid this complication altogether.

What if Radius Global Solutions Tries to Sue Me?

It is highly unlikely that Radius Global Solutions, or any other debt collection agency, will attempt to sue. This very rarely happens, and is almost guaranteed not to happen as long as you are proactive. Contacting a credit repair company early on is the best way to ensure that the issue is resolved smoothly.

What Are My Options if Radius Global Solutions is Harassing Me?

If you are receiving harassing phone calls from Radius Global Solutions, you have a right to dispute their claims. The FDCPA (Federal Debt Collections Practices Act) forbids certain abusive or unfair practices for debt collection agencies. Among other things, debt collectors may not use any of the following tactics:

• Harmful or abusive language
• Threatening violence or physical harm
• Use false or misleading information
• Make repeated phone calls at an inconvenient time, such as in the middle of the night
• Threatening undue legal action

If you feel that Radius Global Solutions has violated either of these acts, you should document all evidence. You should also request a document of verification for your supposed debt from them. If threatening behavior does not stop, debt collectors can be reported to the Federal Trade Commission or Consumer Financial Protection Bureau.

How Can I Remove Radius Global Solutions From My Credit Report?

There are several ways to remove a referred debt from your credit report. First, you should obtain a copy of your credit report from each of the three major credit bureaus. These are Equifax, Experian, and TransUnion. If there are any inaccuracies in one of these reports, you can dispute it with the credit bureau.

If this does not work, you should request a debt validation from Radius Global Solutions. If they are unable to validate your debt, it means they made an error. In this case, the debt should be removed from your credit report.

If this does not work, you should work with a credit repair company. Working with an expert, you can decide on the best course of action to resolve your situation. You may be able to reach a settlement with Radius Global Solutions concerning unpaid debts.

‍Credit Glory Can Help You Fight Radius Global Solutions

If you are tired of being harassed by debt collectors, or Radius Global Solutions has mistakenly contacted you, Credit Glory can help. Our expert team is dedicated to helping every client regain control over their credit report. Contact us today to learn more and get started.