Frequently Asked Questions

We’ll give you three reasons:

1. Experience.  We’ve helped customers understand how credit repair works by explaining the mechanics of credit repair laws and regulations, collection companies, and credit reporting agencies.  Although we cannot guarantee that our credit repair program will improve your credit score, we may be able to help you.

‍2. We understand that happy customers leads to referrals; the better we do, the more customers we get, and the more our business grows. Most credit repair companies don’t understand this simple concept – they try to make a quick buck without much effort, leaving their clients with broken promises, poor results, and many times in a worse place then when they started! Credit Glory never makes promises or guarantees to its clientele because no one can guarantee result from credit repair!

‍3. It may not seem like it, but credit repair is fulfilling work. The gratitude we receive on a daily basis from lives we’ve affected is a feeling that’s hard to get anywhere else. This is all to say, we understand our work is important–life changing for many of our clients–and we treat it with the appropriate level of respect and urgency it demands.

Some of our customers tend to think credit repair is irrelevant until they need it, often times when it's too late. It's always better to start trying to improve your credit now than waiting until you need to apply for a loan. Although Credit Glory does not make any guarantees regarding the efficacy of its credit repair services, it is possible that some consumers will see improved credit scores, which may help them apply for loans and obtain more competitive interest rates.

Credit Glory does not guarantee that its customers will experience verified credit at all, let alone within a specific time frame.  Although some clients see results within the first month of signing up with Credit Glory, most customers do not.  The length of time needed before seeing results will vary for each customer.

In fact, we'll be the first credit repair company to be completely honest with you: some clients don't get any results. Often no inaccuracies or errors exist, and in those cases there's nothing to be done. But that's not a bad thing! That's valuable information--knowing that means you can stop wasting time with this credit repair "thing" and move on to the next solution, which there are many (such as negotiating to settle your debts, paying your bills on time, building new credit, and time itself).

We've helped clients with all types of issues that may appear on a credit report, ranging from from small inaccuracies and all types of different errors that can occur, all the way to fraudulent accounts opened due to identity theft. Some of these issues typically come up with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, inquiries, credit card debt, late payments, old addresses, wrong names, wrong social security numbers, wrong birth dates, judgements, tax liens, student loans, and more.

We help clients dispute hard inquiries that are fraudulent and suspected of identity theft. However, we will not dispute hard inquiries that are legitimate or simply unrecognized.

The Bureaus are what we call Credit (or Consumer) Reporting Agencies.

They’re privately held companies (just like McDonalds or Walmart) that sell your personal and financial information in the form of “credit reports” to businesses who use that information to make an educated decision on whether or not to lend to you.

Due to shady practices by these companies in the past, and the ever-growing importance of credit in the lives of Americans, the government created laws to empower consumers to defend themselves by challenging the accuracy of this information.

Unfortunately, even with these laws, the effort required to challenge these entities and the information they report about you on a consistent basis can be very time-consuming. We like to compare ourselves to a cleaning service- you can certainly clean your own home, but if you don't have the time or just don't care to, hiring a professional is far easier.

We require that you identify any negative information that is 100% accurate and complete. We cannot dispute this type of information. Otherwise, we do absolutely all of the disputing for you, but we do need your cooperation from time to time, such as providing us with documents for proof of identity and proof of address that the Bureaus may need to fulfill our requests. We also suggest that you keep an active score tracker so we can get fresh credit reports to provide you updates with. However, it's not a requirement.

We service clients nation-wide.

We've stopped providing in-person consultations as there is no benefit. We can do everything over the phone--and have for thousands of clients.