Credit repair & restoration
service in Philadelphia
Only pay if your credit repair is a success. A+ BBB, 5 star Yelp.
Good credit makes for a good life
Studies show that 80% of your life’s biggest decisions will involve credit.
BUY OR REFINANCE YOUR HOME
ACCOMPLISH YOUR FINANCIAL GOALS
PURCHASE A NEW VEHICLE
LOWER YOUR INTEREST RATES
QUALIFY FOR A BETTER JOB
GET APPROVED FOR CREDIT CARDS
REDUCE STRESS IN YOUR RELATIONSHIPS
SAVE THOUSANDS OF DOLLARS A YEAR
We increase your score by removing inaccuracies
79% of credit reports contain mistakes. By law, the Bureaus must prove it or remove it.
LATE PAYMENT DELETION
MEDICAL BILL DELETION
TAX LIEN Deletion
Getting started is as easy as 1-2-3.
Free phone consultation (required by law) to ensure our services will benefit your unique situation.
Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start (we’ll show you where to get these).
We go after creditors and Bureaus on your behalf, handling all legal paperwork and document processing. If items are not removed on the first round of challenges, we customize and adapt our methods for the next, ultimately having success or your money back.
Enjoy the lifestyle you deserve.
We all make financial mistakes, but that shouldn’t mean we have to wait years and years to get back on track. The credit Bureaus have intentionally made the system to challenge the data they report about you complicated and confusing. With over a decade of experience deleting items hurting our clients’ credit worthiness, we know how to fight them so you can get your credit back to where you need it to be in time to acquire that mortgage, auto loan, credit card, apartment, or job that you need. Give us a call or email today for your free consultation and learn how we can help you put your financial mistakes behind you for good.
Call Now (215) 764-3885
Frequently Asked Questions
Learn more about us and the credit repair process.
How long will I have to wait to see results?
As you might imagine, this is the most frequent question we get asked. Unfortunately, there’s no straight-forward answer. Not because it’s a big secret, but simply because our clients have different needs and goals, different negative items, different companies who own their debts that each have their own ways of dealing with our disputes that take varying amounts of time, etc. What you should keep in mind is that our average client will see a 103 point FICO increase over 6 months. That said, it’s not uncommon to see 30, 50, or even 70 point increases in the first 30 to 60 days.
Is credit repair worth it?
Credit is a fast-growing concern in the lives of most Americans. Even employers are filtering new applicants by FICO scores these days. If you consider what you’ll need good credit for in the future, it’s not hard to see that the difference can be tens (or even hundreds) of thousands of dollars over the course of a car and/or home loan. Having a good credit score can also have a significant impact on where you’re able to live. So, yes, we believe it’s well worth it. The success stories our clients have shared with us only cement that sentiment.
What costs are associated with this?
We charge a straight-forward $99 a month. There are no contracts or hidden fees and you may cancel at anytime.
What if I only want to pay when you get actual deletions?
You’re in luck! We also have a Pay Per Delete plan. While we only suggest this type of plan for clients with 1 or 2 items, you are more than welcome to use it no matter your starting point. Please give us an email or call for additional information.
Are there any guarantees of results?
By law, no credit repair company may guarantee results. In lieu of this, we provide a money-back guarantee in the case of a lack of results. That is, if we are unable to delete any negative information off of your credit report after 90 days of service, you may request a full refund of any and all fees, “no questions asked”.
Which items on my credit report can you remove?
Every single negative item has the potential to be removed. Here’s a non-exhaustive list of items we remove on a weekly basis: state and federal tax liens, chapter 7 and 13 bankruptcies, hard inquiries, any kind of collection and charge-off, all public records, judgements, foreclosures, repossessions, child support, medical bills, utility bills, phone bills, federal and private student loans, to name just a few.
What credit reporting bureaus is this information removed from?
TransUnion, Equifax, and Experian. We can also help with ChexSystems for anyone looking for help with checking/banking accounts.
Is credit repair legal?
Yes. All credit repair organizations must follow the guidelines under the Credit Repair Organizations Act (CROA), which we strictly adhere to. The Fair Credit Reporting Act (FCRA) grants you, the consumer, to challenge any and all information being reported about you in a credit report. This information must be fairly reported, entirely accurate, verifiable, and fully substantiated. As you might suspect, it rarely is.
Can I communicate via email?
Absolutely. New and existing clients may reach us by writing to email@example.com.
Do you have an office in my area?
We provide credit repair service to the greater Philadelphia metro. To schedule an appointment please call (713) 766-1595, 8am-5pm EST. For clients with appointments you may visit us at 1701 Walnut St #701, Philadelphia, PA 19103.
Our Glorious Risk-Free Guarantee
The Credit Glory 90 Day Guarantee
If we’re unable to delete any negative information from your credit report after 90 days of work, you may ask for a full refund. No questions asked. We understand that many seek our services during times of hardship and this is our way of ensuring we are only ever a positive influence during that time. Thank you.