Credit repair & restoration
service in Miami

Only pay if your credit repair is a success. A+ BBB, 5 star Yelp.

5 stars for legitimate, fast results

We’ve helped thousands of people just like you fix their credit to attain mortgages, auto loans, and much more.

Good credit makes for a good life

Studies show that 80% of your life’s biggest decisions will involve credit.

BUY OR REFINANCE YOUR HOME

ACCOMPLISH YOUR FINANCIAL GOALS

PURCHASE A NEW VEHICLE

LOWER YOUR INTEREST RATES

QUALIFY FOR A BETTER JOB

GET APPROVED FOR CREDIT CARDS

REDUCE STRESS IN YOUR RELATIONSHIPS

SAVE THOUSANDS OF DOLLARS A YEAR

We increase your score by removing inaccuracies

79% of credit reports contain mistakes. By law, the Bureaus must prove it or remove it.

  • Inquiry Removal

  • LATE PAYMENT DELETION

  • MEDICAL BILL DELETION

  • Charge-Off Deletion

  • Repossession Deletion

  • Bankruptcy Deletion

  • TAX LIEN Deletion

  • Foreclosure Deletion

  • AND MORE…

Getting started is as easy as 1-2-3.

1

Free phone consultation (required by law) to ensure our services will benefit your unique situation.

2

Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start (we’ll show you where to get these).

3

We go after creditors and Bureaus on your behalf, handling all legal paperwork and document processing. If items are not removed on the first round of challenges, we customize and adapt our methods for the next, ultimately having success or your money back.

4

Enjoy the lifestyle you deserve.

You shouldn’t have to wait years to continue your life because of a a few financial mishaps in the past. We’ve helped thousands of clients in your exact situation in and around Miami repair their credit so they can continue living the life they’ve worked hard to attain. No matter what you have, we can help you: credit card collections, unpaid medical bills, student loans, judgements, bankruptcies, repos, late payments, to name just a few, are all items we remove on a daily basis, changing the lives of our clients forever. Call us and learn how we can help you achieve your goals and live the lifestyle you deserve.


Call Now (305) 677-1413

Frequently Asked Questions

Learn more about us and the credit repair process.

Can you help me?

If you’ve been denied loans, credit cards, jobs, or anything else, as a result of bad credit, we can help. Our primary service creates disputes highly tailored to target your specific negative items with the end goal of permanent deletion from your reports, ultimately boosting your scores. For those suffering from a lack of positive credit history, we will layout a step-by-step plan to build new credit.

How long will I be waiting for my credit to be fixed?

By law, no credit repair business is allowed to guarantee results. That said, on average our clients expect to see about a 103 point increase over 180 days. Many clients can expect to see a significant boost within the first 30-45 days of service.

Why can’t you give a set timeline?

If we assume that your largest issue is collection or charge-off accounts, the reason is simply because there are tens of thousands of debt collection agencies that own those accounts and each one of them operates differently. Some may require a full 6 months of disputing while others will delete the information from your reports after our first dispute.

Can you delete the items on my report hurting my scores?

The short answer is yes. We have deleted virtually every type of negative item on a credit report. While this is not an exhaustive list of the items that can hurt your credit worthiness, here are some of the items we’re talking about: bankruptcies (7 & 13), tax liens (state & federal), judgements, public records, collections and chargeoffs (any type of loan, even federal student loans, medical, credit cards, utilities, phone service, etc.), late payments, hard inquiries, child support, repos, foreclosures, names, addresses, ssns, and more. We’ve deleted every type of tradeline imaginable. If it’s hurting your scores we can go after it.

What credit reporting agencies do you remove information from?

We dispute information with the 3 major Bureaus called TransUnion, Experian, and Equifax. These are the companies that lenders get their credit reports from. For those looking for help getting bank accounts we can also assist with that and dispute ChexSystems.

What is TransUnion, Experian, and Equifax exactly?

Just how you pay a monthly fee to get service to Netflix, lenders pay these Bureaus a yearly fee so that they can pull information about you in the form of credit reports. By using our service and cleaning your credit report of negative items, lenders won’t disqualify you for getting the loans you need (or the credit cards or job you need).

Can you tell me a little more about FICO and credit scores?

FICO is an algorithm created by the Fair Isaac Corporation. This algorithm generates a number between 300-850 that represents all of the items on your credit report. The higher the number the lower the risk you are and the more willing lenders will be to work with you. 30% of the score is made up of amounts owed, 10% is made up of new credit, 15% is made up of the age of the accounts, 10% is a mix of different kinds of credit you have, and the final 35% is your payment history. All other scores are typically called FAKO scores as they’re fairly irrelevant since lenders don’t use them.

How legal is all of this?

100% legal. The ability to dispute and challenge negative information is granted to you under the Fair Credit Reporting Act (FCRA). All credit repair businesses are regulated under the Credit Repair Organizations Act (CROA). You may have seen a warning about credit repair companies — they pop up in the media and on local government websites from time to time. Unfortunately, that’s a byproduct of one too many fraudsters entering the industry at one time or another, typically taking advantage of consumers in a rush to get a home or car loan. You can typically identify these fraudulent companies by the simple fact that they are more than happy to guarantee results and that they often require payment up front, both of which are forbidden under the CROA.

Do I have any guarantees?

If after 90 days of service we’re not able to permanently remove any of the negative items harming your credit, we will provide a full refund of any and all fees. As far as we know, we are the only credit repair company that offers a guarantee of this kind.

What areas do you service?

The majority of our clientele come from the greater Miami, FL area: Hialeah, Pembroke Pines, Hollywood, Kendall, Miami Beach, Key Biscayne, Homestead, et al. We provide in-person audits at our Miami office: 14 NE 1st Ave #1000, Miami, Florida 33132. To schedule an appointment please call (713) 766-1595, 8am-5pm EST.

Our Glorious Risk-Free Guarantee

The Credit Glory 90 Day Guarantee

If we’re unable to delete any negative information from your credit report after 90 days of work, you may ask for a full refund. No questions asked. We understand that many seek our services during times of hardship and this is our way of ensuring we are only ever a positive influence during that time. Thank you.