Frequently Asked Questions
Learn more about us and the credit repair process.
What can you do for me?
Every month we assist thousands of clients in Denver, CO that have been denied home loans, auto loans, credit cards, and even jobs, take control of their credit and attain their goals.
Our hand-written, attorney-approved dispute letters are tailored to your specific credit situation–be it a collection from a credit card, medical bill, or possibly a public record like a bankruptcy or tax lien, we attack it from every possible angle, assuring you have the highest chance for a removal. We like to say that the Bureaus must “prove it or remove it” because more often than not they can’t.
So you can delete the negative items to improve my scores?
By law we’re not allowed to guarantee you any specific result. That said, we are one of the most aggressive credit repair businesses there is–our strategies are highly successful–we attack hard and often. If anyone can get you results, it’s us. We hope that our reputation precedes us in this regard.
I have a certain type of negative hurting my score. Can you delete it?
We remove every type of negative item imaginable (you’d be surprised by what can end up on there). This ranges from late payments, inquiries, collections, chargeoffs, judgements, tax liens, bankruptcies, to foreclosures, medical debt, credit card debt, utilities, to child support and even federal student loans. That is not even close to an exhaustive list if you can believe it. The bottom line is that we can dispute whatever is hurting your score.
Do you dispute with Experian/Transunion/Equifax?
Yes. Our disputes will go to whichever of the major reporting agencies is reporting the items you need removed.
How long does it usually take?
The process typically takes, on average, roughly 4-6 months for large score improvements. However, a lot of our customers see amazing results in the first month. The time differs so greatly due to how each credit reporter (debt collection agencies for example) handles our disputes. Some are simply tougher than others.
Are you licensed?
Surprisingly, there is no licensing for credit repair companies. Anyone can do it. Which is maybe why it’s historically had such a poor reputation. Many businesses in this industry survive on their reputation and we’re not above that–we encourage you to Google our business and read about us. Our founders’ information is public, we’re easy to get a hold of, and we’re happy to provide references on request.
Do you have any guarantees if this doesn’t work out?
If we are unable to attain any results after 90 days of work, we will provide a full refund of any and all fees on request. Because credit repair is not a guaranteed service, we believe this to be a necessity.
Can I still use your credit repair service if I’m not in or from Denver?
Yes you can. We service customers from all around Colorado and are able to service clients nation-wide. We even have clients who are out of country, such as those deployed in the military.
What areas do you service?
The majority of our clients come from the greater Denver metro area, including Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, etc. We provide in-person consultations by appointment at our office in Denver for existing customers and new clients looking to join our program at 1624 Market St #202, Denver, CO 80202. To schedule an appointment please call (720) 575-1121, 8am-8pm.